Monday, November 29, 2010

Cyber Monday

In honor of Cyber Monday, I'm going to share some tips to save money while browsing the Internet. The World Wide Web, as every college student knows, is a blessing and a curse. It's great for shopping, researching, and killing time. But with it comes endless possibilities for wasting time and money. Here are some tips for keeping your spending within the limits of your budget:

1. Consider whether you would buy the product at its usual price. If it's only worth it because it's 75% off, then it probably isn't worth it at all.
2. Don't forget about taxes and shipping costs.
3. Sales, especially short-term ones, often create an artificial need, so be sure not to succumb to pressure to buy something just because it won't be on sale tomorrow.
4. Put items in a wish list and come back another day to see if you still want it. Even better, go to the brick and mortar store to look at it in person.
5. Know the return policy.

Here is another of my posts about saving money.
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Thursday, November 25, 2010

Small Business Saturday

First of all, Happy Thanksgiving! I hope everyone is enjoying their breaks and all of the food. Thanksgiving has always been one of my favorite holidays and I don't think it gets enough credit, what with it coming right before Christmas.

As everyone knows, tomorrow is the biggest shopping day of the year. A lot of people will be trekking out early to start knocking items off of their Gift lists. The next day, November 27, will be the first of what will hopefully be a long standing shopping tradition. It is called Small Business Saturday, and is sponsored by American Express, a company known for their support of one group of their clients, small business owners.

Small businesses, or businesses with less than 100 employees, are a vital part of local economy. They create jobs and leadership positions, stimulate the economy, on a large as well as small scale, and bring money to their communities in the form of taxes. They also create a local culture unique to their area. See the Small Business Administration website for more information.

I have a few personal reasons for wanting support small business in addition to the ones I listed. I plan on becoming an entrepreneur after graduation. I believe that this is the best way for me to make a difference in the world. Also, my favorite part about my hometown is the downtown area, with unique coffee shops and stores that sell merchandise unavailable at WalMart. I also believe that small businesses are more ethical than larger ones, often without trying. They are more likely to employ full-time employees, and they create less waste.

Entrepreneurs are brave and creative people. They took a chance, often times giving up a steady income in order to see their dreams come true. For this, I believe they should be rewarded. We often do not think to visit small businesses because we don't know about them. We like what we're used to. Small businesses do not have marketing budgets that can accommodate major campaigns like corporations do or enough money to rent prime locations. But if we let small businesses die, we will lose an important part of our economy. One that encourages people to take chances and give us more choices.

Small Business Saturday's goal is not only to get consumers to shop small this Saturday, but to frequent these places more often throughout the year. On Black Friday, consider visiting your local gift shop for some Christmas shopping, instead of the mall. You'll miss a lot of the crowds and might even discover your new favorite clothes store.  While you're at it, you will be keeping the money you spend within your town, rather than to National Headquarters on the other side of the country.
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Monday, November 1, 2010

Greek Letters

Some of you may be in Fraternities or Sororities. If so, how do you get your letters that you wear? Make them? Gifts? Buy them? What places do you use to buy them? What kind of fabric do you prefer? Do you have a favorite set or a set that is most meaningful to you?

When I do buy them, I generally use greekgear.com, but I think I just discovered another great site called somethinggreek.com that you can get the letters made out of personalized fabric. Most of the time, however, I make my letters with fabric that I buy. It takes longer, but saves a lot of money. Plus, my sorority likes to have letter making nights when we hang out in the lounge and trade fabric and stencils

As for my favorite sets, one is one that I made. They are sisterhood letters and have colored anchors on them (my sorority's national symbol) and are on a gray t-shirt. The other two were gifts: one is a purple t-shirt with gold letters and the other is a black hoodie with my sorority's creed on them.
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Friday, October 29, 2010

The Future of Print

It seems everywhere we look we are faced with news sources. Newspapers have their own websites and bloggers are considered respected journalists. Because of these growing mediums, we are told that, like campus colleges, print media is growing extinct. The same is true with magazines. Why purchase a subscription when you can view the content online for free?

Well, I have to disagree. For example, the internet has not killed book research, although it has changed it. Libraries and book stores are still around. And newspapers are a century-old media, I highly doubt they could die all due to bloggers and Google News. As for magazines, if anything, having sites will help them. It allows more people to get a taste of it so they are more confident investing the money in a subscription. Aside from that, I have tried not renewing my subscription because I figured the site was enough. However, I was wrong and went back to print.

Besides, does anyone really think magazines and newspapers are going to continue to allow their readership free access? Some already have site content that is only available to readers, and I predict more will follow. Others may charge for the site access. And when faced with paying for print or for online content, I suspect more people will be tempted to pay for print.

Here is a blogger that seems to agree with me:
http://news.newspaperproject.org/


And an article that may contradict me:

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Wednesday, October 27, 2010

7 Reasons Why You Should Always Have Dress Clothes in Your Closet

1. Many clubs and sports will require that you dress up on a certain day of the week.
2. If you have an internship or student teach, dressing up will make you appear more professional.
3. You may have to attend nice dinners.
4. If you are in any type of national or international organization, it is a good idea to dress up when you attend conferences in order to make a good impression.
5. During your junior and senior years, you will be going to interviews where you will have to dress up. Doing so prior to that will help you to feel more comfortable with it.
6. Many teachers (I've noticed this especially in my business classes) expect that you dress professionally for presentations. Even if they don't mention it, doing it anyways will mean you went the extra mile.
7. I know this sounds crazy, but when you dress up, you feel better about yourself and people will take you more seriously.

Tuesday, October 26, 2010

Halloween Costumes

In front of haunted house during Halloween sea...Image via Wikipedia
If you are like me, then you probably plan your costume way in advance. Of course, that doesn't help me much because I end up still not knowing what to go as, or not being able to put my costume together in time. What are you going as this year? How do you get your costume? Do you make or buy? Finally, what do you like to do for Halloween and how long does Halloween (every day you go to a Halloween party) last? I apologize for going a little crazy with the links.
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Wednesday, October 20, 2010

Health Care in College

Many schools offer medical services free of charge to their students as well as other care such as counseling. Unfortunately, not all schools offer this. Some cannot afford it, others only offer limited services. At my school, there is a family practice around the corner, but it is not very good. Most of the time, you are just sent to the hospital. Not to mention, their hours are 8 a.m. to 4p.m., when most students are in class and at work.

Many college students, along with other young adults, are uninsured. They are not covered by their parents' insurance anymore (which will soon change) and they cannot afford to pay for it on their own. I have read brochures for student plans and they are far from inclusive. They often do not cover sports injuries, mental health care, dental, or pregnancy care. While the insurance may be cheap, it is often still a waste of money.

And what about sexual health? Getting pregnant while still in college is far from advisable, but colleges don't do enough to prevent it. At some schools, giving out birth control is the health clinic's biggest responsibility. At others, the best you can hope for is free condoms.

What are your biggest concerns about health care and what can be done to fix them?
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